Terms and Conditions
Finovate Pty Ltd – Australian Credit Licence 556321
1. Introduction
Welcome to the Finovate Pty Ltd (“Finovate”, “we”, “us”, or “our”) website.
By accessing or using our website, products, and services, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using this site.
If you do not agree with these Terms, you must not access or use our website or any of our services.
2. About Finovate
Finovate Pty Ltd (ABN [insert ABN]) is an Australian Credit Licensee (ACL 556321).
We specialise in connecting clients with suitable financial and asset finance solutions through our network of lenders and finance professionals.
3. Use of This Website
By using our website, you agree that:
You will only use the website for lawful purposes and in accordance with these Terms and all applicable laws and regulations.
You will not use the website in any way that may impair its functionality or interfere with another person’s use of the site.
You are responsible for ensuring that any information you provide to us through the website is accurate, complete, and up to date.
We may, at any time and without notice, modify, suspend, or discontinue any part of our website or restrict access to it.
4. No Financial or Credit Advice
The information provided on this website is of a general nature and does not take into account your personal objectives, financial situation, or needs.
It should not be relied upon as financial or credit advice. Before making any financial decision, you should consider whether the information is appropriate to your circumstances and seek independent professional advice where necessary.
Approval for finance is subject to credit assessment, eligibility criteria, and lending terms established by the relevant credit provider.
5. Eligibility and Responsibility
To use our services, you must:
- Be at least 18 years old; and
- Have the legal capacity to enter into binding contracts.
You agree that any information you provide to Finovate is true, accurate, and not misleading.
You must not impersonate another person, use false details, or misrepresent your relationship with any person or entity.
6. Intellectual Property
All content on this website, including text, graphics, logos, videos, design elements, and software, is the property of Finovate Pty Ltd or its content suppliers and is protected by Australian and international copyright laws.
You may view and print content from our website for personal, non-commercial use only.
You must not reproduce, distribute, modify, or create derivative works from any part of this website without our prior written consent.
7. Links to Third-Party Sites
Our website may contain links to third-party websites or resources.
We do not endorse, approve, or take responsibility for the content, accuracy, or practices of any linked websites.
Accessing any third-party website is at your own risk, and you should review the terms and privacy policies of those sites before use.
8. Limitation of Liability
To the fullest extent permitted by law:
Finovate disclaims all liability for any loss, damage, cost, or expense (whether direct, indirect, or consequential) arising from your use of this website, any linked site, or any information or services provided.
We make no warranties or representations about the accuracy, reliability, completeness, or suitability of the information contained on this website.
We do not guarantee uninterrupted access to this website or that it will be error-free or free from viruses or harmful code.
Nothing in these Terms limits or excludes any rights or remedies under the Australian Consumer Law (ACL) or any other legislation that cannot lawfully be excluded.
9. Indemnity
You agree to indemnify and hold Finovate, its employees, directors, and affiliates harmless from any claims, losses, liabilities, damages, or expenses (including legal costs) arising out of your use of this website, breach of these Terms, or violation of any law or rights of a third party.
10. Privacy
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, store, and disclose your personal and credit-related information.
You can view our full Privacy Policy here or by visiting https://finovatefinance.com/privacy-policy.
11. Cookies and Tracking
By using our website, you consent to our use of cookies and similar technologies as described in our Cookies Policy. Cookies help us improve your experience and deliver relevant content and advertising.
You can control or disable cookies through your browser settings, but some features of our site may not function properly without them.
12. Updates and Modifications
Finovate reserves the right to update, amend, or replace these Terms at any time without prior notice.
Any changes will take effect immediately upon posting on our website.
Your continued use of our website after changes are made constitutes your acceptance of the revised Terms.
13. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Victoria, Australia.
You agree to submit to the exclusive jurisdiction of the courts of Victoria in the event of any dispute arising from these Terms or your use of our website.
14. Contact Us
If you have any questions about these Terms or your use of our website, please contact us at:
- Finovate Pty Ltd
- Email: [email protected]
- Website: www.finovatefs.com.au
- Australian Credit Licence: 556321